HourlyTallyWhat each job pays per hour, per year, and in your metro.

$28.00 an hour is how much a day?

$28/hour, a day
$224a day, before tax
$188 a day after federal tax and FICA · $58,240 a year
Before tax, a day$58,240 a year ÷ 260$224
After tax, a dayfederal income tax and FICA only — no state tax$188
A year, before tax28 × 2,080 hours$58,240
A year, after tax15.9% withheld$48,976
Federal income tax−$4,809
Social Security + Medicare7.65% of wages−$4,455
Per hour, after taxagainst $28 on paper$23.55

Notes

  • $28 an hour is $224 a day before tax, working forty hours a week. The arithmetic is $58,240 a year divided across five days a week, fifty-two weeks.
  • 260 working days is five days a week for all 52 weeks. Public holidays and time off come out of that, and whether they are paid decides whether the yearly figure holds.
  • After tax it is $188 a day. That is federal income tax of $4,809 and FICA of $4,455 over the year — 15.9% of gross, and it assumes no state income tax. Nine states take none; the rest take between about 2% and 9.3% more, so this figure is the ceiling rather than the average.
  • FICA is charged from the first dollar. Social Security takes 6.2% and Medicare 1.45%, with no standard deduction shielding either. Income tax does not start until after the $16,100 standard deduction, which is why the total bite at lower wages is mostly FICA rather than income tax.
  • Overtime is where this number actually moves. Hours past forty in a week are paid at $42 for non-exempt workers. Five overtime hours a week adds $10,920 a year — more than a 10% raise, for 12.5% more time.

The short answer

$28.00 an hour is $224 a day before tax, at forty hours a week — $188 after federal income tax and FICA.

Over a year that is $58,240 gross and $48,976 in hand, with 15.9% withheld.

Where it goes

Line A year
Gross $58,240
Federal income tax −$4,809
Social Security + Medicare −$4,455
Take-home $48,976

This figure assumes no state income tax

Nine states take none: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming. The other 41 take between roughly 2% and 9.3% at the top.

So $188 is a ceiling, not an average. The state-by-state figure has its own page.

FICA comes out of the first dollar

Social Security takes 6.2% of wages and Medicare 1.45%, with no standard deduction shielding either. Income tax does not begin until after the $16,100 standard deduction. At lower wages that makes FICA the larger of the two deductions — the opposite of what most people expect.

Overtime moves this more than a raise would

Hours past forty in a week are paid at $42 for non-exempt workers. Five overtime hours a week is $10,920 a year — more than a 10% raise, for 12.5% more time.

The threshold is forty hours in a week, not eighty in a fortnight. Fifty hours one week and thirty the next still earns ten hours of overtime, and an employer averaging across the pay period is getting it wrong.

Nearby sizes

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